The Group manages its exposure to credit, liquidity, market and capital-management risk through the Audit and Internal Audit Committees. Internal Audit undertakes both regular and ad hoc reviews of risk management controls and procedures; the results are then reported to the Board of Directors.

EKH’s Board of Directors has overall responsibility for the establishment and oversight of the Group’s risk management framework. The Board is also responsible for identifying and analyzing the risks faced by the Group, setting appropriate risk limits and controls and monitoring risks and adherence to limits.

Management aims to develop a disciplined and constructive control environment in which all employees understand their roles and obligations.